You have been turned down before
You are hard to insure
You are overweight
You do not want to go through a medical exam
No. We will at your request examine alternatives such as preliminary underwriting enquiries sent directly to the life insurance companies underwriter.
This insurance requires no medical exams or needles, and no medical report. Just answer a few simple questions.
We will work on your behalf in strictest confidence. No identifying personal information will be released, such as your name. The more accurate picture of your health we can provide for the insurance company, often allows them to underwrite and insure people who might have considered themselves uninsurable.
Ready to speak with an adviser, get a quote or simply need someone to answer a question?
Contact Us and a licensed life agent serving Barrie will take time to ensure you clearly understand all your options.
Not in Barrie?
We are here to help, even if it is as simple as finding the right phone number for that policy you bought when you got married.
Life Income Fund (LIF): A LIF is a payout option for locked-in monies from pension plans and is designed to generate a lifetime income combining the features of a RRIF and an annuity. It operates like a RRIF (except that a LIF has limits on payouts in any year) up to age 80, when it must be converted to a life annuity. Most provinces now permit this new payout option under their pension legislation.