All life companies provide term coverage. Most have strengths such as specializing in health insurance. Some companies may offer lower rates in the early years of a policy vs companies that may offer savings over the long term.

Chose your favourite company from the list to learn more.

BMO Life Insurance
Canada Life
CI Investments

Desjardins
Empire Life
Equitable Life

Foresters
Industrial Alliance
Manulife Financial

Canada Protection Plan
RBC Insurance
SSQ Insurance

Standard Life
Sun Life Financial
Transamerica Life Canada

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Insurance Glossary

Non-Participating Insurance: Insurance on which policyholders do not share in any surplus earnings distributed by the company. No "policyholder dividends" are payable. The premium is based on an estimate of future costs and investment earnings very close to what the company believes most likely will occur, with a slight margin added for contingencies and profit.



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